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Episodes / Can Ray Afford It? #3

Mr. Krabs Pays $0.05 a Year. I Did the Broke Math.

· 5:15 · Watch on YouTube On YouTube soon

Premieres in

Tue 3 Nov 2026, 17:00 UTC

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Cartoon rich people. In the show, SpongeBob's salary is a nickel a year, so I did the broke math on the real version of the Krusty Krab: buying a small burger joint, the food, the insurance, two legal paychecks, and the bill nobody in Bikini Bottom ever mentions.

15 rent-years

Chapters

The Receipt
The restaurant (median sale, 2025)
~$225,000
Two legal paychecks, a year
~$67,000
Insurance, a year
~$5,500
Year one, just those three
~$300,000
= Ray's work hours
~12,400
Rent-years
20
Verdict
No. Help wanted.

Total: The secret formula was never in the patty. It's in the paycheck.

Sources

Numbers in the episode are estimates built from these. If you spot a mistake, tell Ray: hello@brokeray.com.

How we counted: a rent-year is $15,000 (my rent, $1,250 a month). Restaurant: the 2025 median sale price of small restaurants on a business-for-sale marketplace ($225,000). Two paychecks: 2 × $15 an hour × 2,080 hours + 7.65% employer payroll tax = $67,174 (unemployment taxes not included). Insurance: median business owner's policy ($4,045) + workers' comp ($1,415) a year. Labor: a third of the median restaurant's sales ($718,271). Work hours are at $24 an hour, before taxes. Facts about the show come from the episodes listed above and the SpongeBob fan wiki.

SpongeBob SquarePants names and characters are the property of their respective owners; nothing from the show is drawn. Not affiliated with any company mentioned.

Not financial advice. Narration: synthetic voice (ElevenLabs). Script and animation made by hand.