Coming
Episode 07
Broke Ray
Rich people's money, explained by a broke guy.
New episode every Thursday · Shorts all week
Latest episodeNext episode
Episode 05
Why F1's Newest Team Reportedly Paid $450M
Formula One's newest team reportedly paid $450 million just to join, and it didn't come with a car. So Ray started his own team, Broke Racing, to find out why. The $215 million spending cap and its VIP lane, the wind tunnel, the factory, a whole season on the road, and the money that turns a broke team into a $3 billion one.
427,000 rent-yearsLatest episodeNext episode
Episode 04
The Real Cost of a $600M Superyacht (It's Not the Yacht)
What a ~$600 million superyacht actually costs to keep. We go all the way down, deck by deck: the crew, the toys, the engine room, the fuel, the anchor, and the parking. Plus how many weeks a year owners are actually on board, why renting is cheaper, and the second yacht nobody sees.
40,000 rent-yearsLatest episodeNext episode
Episode 03
A Private Jet Costs $315 an Hour Just Sitting There
What a ~$79 million private jet actually costs per hour: parked, flying, and divided by how little it actually flies. Plus why owning one costs more per hour than renting one, and what rich people are really paying for.
1.5 rent-yearsLatest episodeNext episode
Can Ray Afford It? #3
Mr. Krabs Pays $0.05 a Year. I Did the Broke Math.
Cartoon rich people. In the show, SpongeBob's salary is a nickel a year, so I did the broke math on the real version of the Krusty Krab: buying a small burger joint, the food, the insurance, two legal paychecks, and the bill nobody in Bikini Bottom ever mentions.
15 rent-yearsLatest episodeNext episode
Can Ray Afford It? #2
The Cheapest Lamborghini Costs 17 Years of My Rent
Can a guy who makes $24 an hour afford a Lamborghini? The cheapest new one is the SUV, and it costs about 17 years of my rent before options. We do the broke math: the monthly payment, gas, the gas-guzzler tax it doesn't pay (legally, it's a truck), insurance, tires, the bill that never arrives in the mail, and the cheapest way in: a used one.
17 rent-years
The Broke Math calculator
How many years of Ray's rent is that?
One rent-year = $15,000: what Ray pays for his studio apartment in a year ($1,250 a month). Type any price.
Type a price.
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rent-years
Any price. I can't afford it either way.
Earlier
More episodes
Coming
Episode 07
Coming
Episode 06
$2M Is My Whole Life. Athletes Own Things That Cost More.
2,450 rent-yearsComing
Episode 05
Why F1's Newest Team Reportedly Paid $450M
427,000 rent-yearsComing
Episode 04
The Real Cost of a $600M Superyacht (It's Not the Yacht)
40,000 rent-yearsComing
Episode 03
A Private Jet Costs $315 an Hour Just Sitting There
1.5 rent-yearsComing
Can Ray Afford It? #3
Mr. Krabs Pays $0.05 a Year. I Did the Broke Math.
15 rent-years
Coming
Can Ray Afford It? #2
The Cheapest Lamborghini Costs 17 Years of My Rent
17 rent-years
Coming
Episode 02
$50 Million Is $16 Million: Why Celebrities Go Broke
1,000 rent-yearsHow the show works
Rich people's numbers. Ray's rent.
The unit
Every price gets converted into rent-years. A $600M superyacht is 40,000 of them. It's the only unit Ray truly understands.
The receipt
Every episode ends with a receipt card: the line items, the total and the rent-years. Stamped estimated, because it is.
The sources
Numbers come from public sources: court records, filings, studies, official rules. Each episode page lists them. No financial advice, ever.